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Current Borrowers

AZ Capital Source is here to answer any questions you may have regarding your existing loan.

SBA 504 Borrowers  |  SBA 7a Borrowers  |  Non-SBA Borrowers

SBA 504 Borrowers

There is no online portal to access a statement or obtain a current balance. You can check your current loan balance by referencing the Amortization Schedule we provided you after your loan was funded. To request another copy of the Amortization Schedule or the current balance,  please email [email protected] or call us at 520-623-3377.  

We will need a new ACH debit authorization form and a voided check. Please complete this ACH form and submit it with a voided check from the new account by email to [email protected] or fax to 602-536-6680. The new form and voided check must be received by the 15th of the month for the new account to take effect the following month.

SBA 504 loans are funded differently than conventional bank loans and feature unique payoff terms and requirements.

  • Full prepayments are accepted only on the 3rd Thursday of each month.
  • We must receive written notice 15 days in advance of the payoff date.
  • Payoff funds must be via wire transfer.
  • Prepayment premiums may apply. A declining premium applies to prepayments and adjusts on an annual basis. Once half of the term of your loan passes, no prepayment premiums exist.
 

If you wish to pay off your outstanding balance or discuss the SBA 504 loan prepayment process, please email us at [email protected] or call 1-520-623-3377.

Good news: The SBA does allow the note to be on a short-term deferment, 3-6 months, to help with cash flow issues. If the problem is long-term, then a note modification may be available. Please contact [email protected] or phone at 1-520-623-3377 to explain your situation and discuss the process. 

Per the SBA loan agreement, submitting annual financial statements or tax returns helps us identify potential cash flow issues and offer solutions before a problem arises. We will request updated financials annually and ask you to submit them three months after your fiscal year-end.

You may submit annual tax returns or financials in one of these ways:​

Yes!  The SBA recently passed new regulations allowing you to use the SBA 504 program to refinance an existing 504 or 7a loan.  

Or, if you’d simply like to refinance the 1st loan for a lower rate, the SBA, in most cases, will subordinate to the refinance regardless of the current property value.  

Please contact us at [email protected] or by phone at 1-520-623-3377 to review the options. 

Yes! Many of our borrowers have more than 1 SBA loan due to expanding to a second location or a completely different business venture. Please call us at 520-623-3377 to discuss the options. 

SBA 7a Borrowers

You can now check the balance of your 7a loan by signing up at MySBA.  Please follow the Instructions.

Please note: The loan balance is generally one month behind. You may see an option to make a payment or change the account you are paying from, but these options do not work.

Another option to obtain a current balance is to email [email protected] or call 520-623-3377. 

We will need a new ACH debit authorization form and a voided check. Please complete this ACH form and submit it with a voided check from the new account by e-mail to [email protected] or faxing to 602-536-6680. The new form and voided check must be received by the 15th of the month for the new account to take effect the following month.

If you wish to pay off your outstanding balance, please email us at [email protected] stating the day you would like to do so.

Good news: The SBA does allow the note to be on a short-term deferment, 3 months, to help with cash flow issues. If the problem is long-term, then a note modification may be available. Please contact [email protected] or phone at 1-520-623-3377 to explain your situation and discuss the process.

Per the SBA loan agreement, submitting annual financial statements or tax returns helps us identify potential cash flow issues and offer solutions before a problem arises. We will request updated financials annually and ask you to submit them three months after your fiscal year-end.

You may submit annual tax returns or financials in one of these ways:​

Non-SBA Borrowers

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Non-SBA Borrowers

We will need a new ACH debit authorization form and a voided check. Please complete this ACH form and submit it with a voided check from the new account by e-mail to [email protected] or by fax to 602-536-6680. The new form and voided check must be received by the 15th for the new account to take effect the following month.

If you wish to pay off your outstanding balance, please email us at [email protected] stating the day you would like to do so.

The good news is that we can make a short-term deferment of 3-6 months to help with cash flow issues. If the problem is long-term, a note modification may be available. Please contact [email protected] or by phone at 1-520-623-3377 to explain your situation and discuss the process.

Per the loan agreement, submitting annual financial statements or tax returns is required. This helps us identify potential cash flow issues and offer solutions before a problem arises. We will request updated financials annually and ask you to submit them three months after your fiscal year-end.

You may submit annual tax returns or financials in one of these ways:​

We are happy to help!

Please provide some basic information and one of our Relationship Managers will be in touch to discuss your loan request.