About Arizona Capital Source
We are a private, non-profit corporation dedicated to economic development by providing affordable financing for Arizona businesses. We are one of Arizona’s most experienced SBA lenders, and we have tools and resources that simplify the SBA 504 loan process. We have financed more than $1 billion in projects from our offices in Tucson and Phoenix since 1979. When you work with us, you have all of our resources and expertise at your disposal. Our team of dedicated professionals embraces Arizona Capital Source’s core value of “NO SURPRISES”. We are your SBA 504 and 7(a) Partners!
Arizona Capital Source provides our lending partners with a dedicated team of professionals that will complete the first transaction and be there for the next transaction. We are responsive and accessible and we believe in building long-term, mutually beneficial relationships with our lending partners. We have the expertise and experience to simplify business finance for you and your clients. We have two offices in Arizona to make it as convenient as possible to connect with our team.
From everyone here at AZ Capital Source,
Welcome!
Client Testimonials
“Arizona Capital Source was a great partner with Southwest Heritage Bank for us in the acquisition of the Tucson Racquet and Fitness Club. I do not believe that we would have been able to complete the transaction without the help of Az CS. Lori and her team communicated well with us and our other business partners and educated us so that there were no last-minute surprises. Thank you Arizona Capital Source!”
James B. Tofel, Managing Member of Tucson Racquet and Fitness Club
The staff at Arizona Capital were not just knowledgeable but friendly as well. Even months after the loan has closed, they are still quick to answer any questions. I have recommended them to other businesses I talk to.
Paul Canikin, owner of Canikin Distribution
Arizona Capital was helpful, there for all our needs and questions throughout the process. Ashley was great! Thank you!
Don Mohr, Owner of Mohr H20
We’ve used Arizona Capital Source more than once and couldn’t be happier with the results. The team was always available and were great partners in the process. Using the 504 significantly reduced the cash requirement that we were able to redirect to the business and on both projects the bank was able to provide better terms than we were offered without the 504. It’s a great program and ACS got it done efficiently and effectively. We look forward to working with them in the future.
David Crum, Scottsdale Aiden
504 Refinance with Major Improvements
Our traditional lender pulled out right before our building loan we set to close. Arizona Capital Source came in and saved us. We weren’t technically a fit for an SBA loan, but they came up with creative solutions and were able to make it happen. They kept us in the loop the whole time and it worked out perfectly. We’re now saving hundreds a month on interest.
Melanie Morgan, co-owner of Gearshifters
AZ Capital Source has been a strong partner in not only helping businesses in S. AZ grow, but offering attractive and well structured loans to the bank. We appreciate their knowledge of the SBA 504 and 7a, and their responsiveness. Their services have helped the bank earn satisfied and repeat customers.
Sean Murray, SVP, Commercial Lender at Commerce Bank of AZ
We had challenges when we applied for our first loan but they were willing to take the risk and work with us. The staff and board were responsive and made the process easy.
International School of Tucson
We cannot thank Lori and everyone at Arizona Capital Source enough for helping us take the next step in the growth of our business. Investing in our first commercial building is something we know will catapult our community-driven mission to the next level. The knowledge, collaboration and thoroughness Lori provided were instrumental in making this a reality. We wouldn’t have closed if it wasn’t for Lori looking after us and setting us up with a Plan B lender. After nine months of being in escrow, it would have been devastating if things hadn’t worked out. Lori is a Godsend!
Now, we can’t wait for the Scented Leaf on Tanque Verde to become a favorite drink house and gathering space for Tucson’s East Side.
Adrienne and Shane Barela, The Scented Leaf
Being a start-up business, we knew that one of the first things we would need is an SBA loan. Once we secured our loan with Arizona Capital Source, we were able to finalize other details and open for business shortly afterwards.
Emily & Lindsey, Owners of GenuWine
SBA 7a Start-Up Loan
Arizona Capital Source supported my growth plan of opening a 3rd location by providing me the necessary startup capital to take my business to the next level. We saw a 35% increase in total sales from the first year of business and continue to see month over month increases. This increase not only allows a steady cash flow during the non-peak months, but I have been able to hire and retain a staff of 8 year round team members. WIN, WIN for everyone!
Kim Gilbert, Owner of The Honey Baked Ham Company
SBA 7(a) Loan Finances Franchise Restaurant Expansion
“Arizona Capital Source was a great partner with Southwest Heritage Bank for us in the acquisition of the Tucson Racquet and Fitness Club. I do not believe that we would have been able to complete the transaction without the help of Az CS. Lori and her team communicated well with us and our other business partners and educated us so that there were no last-minute surprises. Thank you Arizona Capital Source!”
James B. Tofel, Managing Member of Tucson Racquet and Fitness Club
The staff at Arizona Capital were not just knowledgeable but friendly as well. Even months after the loan has closed, they are still quick to answer any questions. I have recommended them to other businesses I talk to.
Paul Canikin, owner of Canikin Distribution
Arizona Capital was helpful, there for all our needs and questions throughout the process. Ashley was great! Thank you!
Don Mohr, Owner of Mohr H20
We’ve used Arizona Capital Source more than once and couldn’t be happier with the results. The team was always available and were great partners in the process. Using the 504 significantly reduced the cash requirement that we were able to redirect to the business and on both projects the bank was able to provide better terms than we were offered without the 504. It’s a great program and ACS got it done efficiently and effectively. We look forward to working with them in the future.
David Crum, Scottsdale Aiden
504 Refinance with Major Improvements
Our traditional lender pulled out right before our building loan we set to close. Arizona Capital Source came in and saved us. We weren’t technically a fit for an SBA loan, but they came up with creative solutions and were able to make it happen. They kept us in the loop the whole time and it worked out perfectly. We’re now saving hundreds a month on interest.
Melanie Morgan, co-owner of Gearshifters
AZ Capital Source has been a strong partner in not only helping businesses in S. AZ grow, but offering attractive and well structured loans to the bank. We appreciate their knowledge of the SBA 504 and 7a, and their responsiveness. Their services have helped the bank earn satisfied and repeat customers.
Sean Murray, SVP, Commercial Lender at Commerce Bank of AZ
We had challenges when we applied for our first loan but they were willing to take the risk and work with us. The staff and board were responsive and made the process easy.
International School of Tucson
We cannot thank Lori and everyone at Arizona Capital Source enough for helping us take the next step in the growth of our business. Investing in our first commercial building is something we know will catapult our community-driven mission to the next level. The knowledge, collaboration and thoroughness Lori provided were instrumental in making this a reality. We wouldn’t have closed if it wasn’t for Lori looking after us and setting us up with a Plan B lender. After nine months of being in escrow, it would have been devastating if things hadn’t worked out. Lori is a Godsend!
Now, we can’t wait for the Scented Leaf on Tanque Verde to become a favorite drink house and gathering space for Tucson’s East Side.
Adrienne and Shane Barela, The Scented Leaf
Being a start-up business, we knew that one of the first things we would need is an SBA loan. Once we secured our loan with Arizona Capital Source, we were able to finalize other details and open for business shortly afterwards.
Emily & Lindsey, Owners of GenuWine
SBA 7a Start-Up Loan
Arizona Capital Source supported my growth plan of opening a 3rd location by providing me the necessary startup capital to take my business to the next level. We saw a 35% increase in total sales from the first year of business and continue to see month over month increases. This increase not only allows a steady cash flow during the non-peak months, but I have been able to hire and retain a staff of 8 year round team members. WIN, WIN for everyone!
Kim Gilbert, Owner of The Honey Baked Ham Company
SBA 7(a) Loan Finances Franchise Restaurant Expansion